Not Sure How to Use Your RM100 SARA Credit? Here's What You Can and Can't Buy

In conjunction with National Day on 31 August 2025, Prime Minister Datuk Seri Anwar Ibrahim has announced a one-off cash aid for all Malaysian adults.

Alongside the declaration of an additional public holiday on 15 September and the reduction in RON95 fuel prices, the government will be crediting RM100 directly to the MyKad of every Malaysian aged 18 and above under the Sumbangan Asas Rahmah (SARA) programme.

What is SARA?

Photo via The Sun

SARA, or Sumbangan Asas Rahmah, is a government initiative introduced to support Malaysians facing the rising cost of living. Unlike previous cash aid programmes, this marks the first time financial assistance will be given to all adult citizens, regardless of income level or household status.

The RM100 credit will be automatically credited to recipients’ MyKad and can be used for cashless purchases of basic necessities. The initiative is expected to benefit around 22 million Malaysians, with the government allocating RM2 billion for the programme.

Where and How Can You Use It?

The credit can be used at more than 4,100 participating stores nationwide, including popular outlets such as Giant, Mydin, and HeroMarket. However, the SARA credit can only be used to purchase essential items from a list of 14 approved product categories.

The credit is valid from 31 August to 31 December 2025. Any unused balance after this period will be channelled towards helping vulnerable groups in 2026.

Step-by-Step: Using SARA at the Store

• Select Eligible Items: Choose products from the 14 approved categories marked with the SARA or MyKasih label.

• Present Your MyKad: The cashier will check your eligibility.

• Change Your PIN: Update the temporary PIN (usually the first six digits of your MyKad) to a personal one.

• Scan Items: Only approved products will be deducted from your SARA balance.

• Make the Payment: Enter your PIN to complete the purchase using your MyKad.

• Keep the Receipt: This will help you monitor your spending and remaining balance.

What Can You Buy with SARA?

Here are the 14 approved categories:

• Rice

• Eggs

• Instant noodles

• Canned food

• Beverages

• Seasoning and sauces

• Biscuits

• Cooking oil

• Bread

• Hygiene products

• Flour

• Household cleaning supplies

• Medicines

• School supplies

A Simple Way to Help With Everyday Expenses

This one-off support is a meaningful gesture, offering immediate relief while celebrating the nation's progress. Make sure to use your credit wisely and share this information with friends and family so that everyone can benefit.